In one of the most anticipated rulings of the century, the Supreme Court has ruled 5-4 to largely uphold the Patient Protection and Affordable Care Act of 2010.

In the 90-page opinion, the court states that Congress has no authority under the Commerce Clause of the U.S. Constitution to require individuals to own a minimum level of insurance, but does have the authority to use its taxation authority to impose a coverage mandate.

Recommended For You

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.