(Editor's Note: Marcos Hazan-Cohen, a member of the subrogation and recovery department at Cozen O'Connor, contributed the following article.)

If you live in the southern United States, you have probably looked into different ways of lowering your energy consumption and cooling costs during the hot summer months.

One solution that has gained tremendous popularity in recent years involves the installation of a reflective radiant barrier—commonly referred to as simply a "radiant barrier"—on the underside of the roof decking. Manufacturers of these products claim that installing a radiant barrier on the underside of the roof decking can reduce energy consumption and save consumers as much as 25 percent on their air conditioning costs annually.

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