Movie-goers and science fiction readers often are entertained by stories about alien invasions from outer space. The other-worldly creatures come to earth and wreak havoc, death, and destruction—until they are eventually beaten by human heroes, of course.

These stories are make-believe and always end well. However, another threat facing humans today is not so easily vanquished—the threat from cyber space. This threat is real, comes in many forms, is continuous, and can cause permanent damage.

The everyday use and reliance on the computer to carry on today's business dealings is a generally accepted way of life. But this reliance on computers can lead to huge problems for businesses, such as lawsuits based on claims for (among other things):

  • Defamation
  • Invasion of privacy
  • Infliction of emotional distress
  • Interference with business relationship
  • Breach of information security

There are various risk-management techniques that a business can employ to counter these threats. One way is the purchase of insurance.

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