“We will also be dealing with auto insurance for low-income individuals,” Kipper continues. “For instance, how do you make insurance for low income individuals less costly? It's like squeezing a balloon: if you make that less costly it's going to become more costly for someone else. All this will trickle down into issues around claims, as it makes companies more cognizant of price management.”

While much of the reform will come from the upper levels, Kipper says that claims professionals “should be aware of the issues currently under review.”

Kipper's keynote will also draw on his health insurance background and the prominent effects of fraud. Kipper cited a recent report that attributed 10 percent of the cost of insurance premiums to fraud. “I believe that may be a little high, but it's certainly a significant contributor to the cost of insurance.”

Amid the uncertainty of the market and the challenges of his position, Kipper finds benefits as well: “The best part about the job is the variety of the issues we deal with on literally an hourly basis. We're talking about solvency of companies to preparing legislation to dealing with surplus life insurance. It's as varied as the day is long, and I think that's the real attractive part of it. There is no single day like any other.”

Kipper says attendees will leave his presentation with a better grasp of the P&C insurance market in Nevada and how to address intertwined issues in their own roles.