Benji Radach, left, trades punched with Scott Smith in a Strikeforce mixed martial arts fight on Saturday, April 11, 2009, in San Jose, Calif. Smith won by knockout in the third round. (AP Photo/Jeff Chiu)

An ever-evolving multitude of insurance scams continue to plague the industry, ultimately costing both insurers, policyholders and taxpayers hundreds of millions of dollars. 

P&C insurers especially face a host of challenges in combating fraud, such as poor conviction rates and inadequate resources. Even so, through decisive action and collaboration between claims investigators and law enforcement, noteworthy gains have been realized, made evident recently by some high-profile PIP fraud stings in New York and Florida.

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