Editor's Note: In this article, Christopher Tidballl expounds upon some key points in his latest “Blocking & Tackling” blog post.
The problem with the recent “fix” to the Florida no-fault statute is that it does not address the root cause of the problems, which run quite deep. As the legislature dove into auto insurance no-fault during its recent session, the focus was on personal injury protection (PIP) being the crux of the problem.
While this coverage played a role, consider that staged accidents in California, which is not a no fault state, significantly predate the rise of such sham accidents in the Sunshine State. The difference between the two states is that PIP made it easier and faster to cash in.
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