With the New Year upon us, NU spoke with some of the top players in risk management to discover where the greatest challenges and opportunities are in 2012. Some common themes that emerged: the increasing attention being paid to cyber liability; the ever-growing importance of developing, or further refining, an enterprise risk management [ERM] program; and the need for risk managers to position themselves not as insurance buyers—but as strategic, value-creating assets who can respond to the broader business concerns of their organization's C-suite leaders.

Click “Next” to read their responses.

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