NU Online News Service, Oct. 3, 10:23 a.m. EST

Allstate Insurance Co. and Allstate subsidiary Encompass Insurance Co. have been fined $50,000 for violating state laws in Delaware.

State Insurance Commissioner Karen Weldin Stewart says Allstate did not give defensive-driving discounts to qualified policyholders and Encompass billed policyholders an accident surcharge when they were not at fault in accidents.

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