While it's important to celebrate the centennial of the workers' compensation system and appreciate how much worse off we might be without this crucial safety net, we'd be remiss not to consider the considerable challenges facing insurers and risk managers in the years and decades to come.
A number of critical macro-trends—both positive and negative—are likely to have a major impact on insurers and their stakeholders as the second century in workers' comp unfolds. Among them:
The Changing Workforce
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