Some pharmacists have chosen not to fill contraceptive and abortion pill prescriptions based on their religious beliefs. Would this open the individual pharmacist and/or his pharmacy business to a lawsuit, with a resulting liability claim being made against the liability insurance policy?
Setting aside the point that some state laws may protect this individual choice by proscribing lawsuits in this area, and that a druggist's professional liability policy may exclude coverage for such claims, how would a general liability policy address such a liability claim?
The commercial general liability coverage form promises to pay, “those sums that the insured becomes legally obligated to pay because of bodily injury or property damage to which this insurance applies.” So if a claim is made that a woman has suffered injury due to the refusal of the pharmacist to fill a legal prescription, the CGL form will apply, right?
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