We have certainly seen significant regulatory activity in the first seven months of 2011. And with five months to go in 2011's calendar, we can see that it's not over yet.

Although much of this year's regulatory activity was legislative-driven, approximately 15 percent of the state legislatures will continue to remain in session, albeit with some defined recesses.

Those with continuing sessions on their calendars include Massachusetts, New Jersey, New York, Ohio, Pennsylvania and Wisconsin. That means insurers must keep an eye on current pending proposals, as well as continuing regulatory activity.

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