Bill Pritchard, president of Beacon Hill Associates Inc., a wholesale insurance broker and program administrator specializing in the placement of environmental insurance and other specialty products, was asked to provide his perspective on the environmental-insurance market. Here are his responses.
What new environmental products are out there today in the marketplace?
While there are few truly new products in the environmental marketplace, the biggest factor now is the wide availability of many products that were once innovative and hard to find. Combined commercial general liability, environmental-impairment liability and contractors' pollution liability, for example, were once available from only one or two carriers but can now be found from many companies. Products pollution, either as part of the aforementioned or on a standalone basis, is now widely available. Of course, the real issue raised is not “are the coverages out there?” but rather “is the carrier offering quality products?”
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