When a fire closed the family-owned Larez restaurant in Carlsbad, N.M., the owners were devastated.
They were unsure how long it would take to reopen and they were worried about lost income. How would they continue to pay their employees? What would happen to the restaurant's customers? Everything the family had worked for was at risk.
Although the fire disrupted their lives and business, the Larez family was lucky in one important respect—they had the right insurance coverage thanks to their independent agent, Cress Insurance Consultants Inc.
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