Change has arrived in the health care insurance marketplace. Employers and employees are looking to their insurance brokers and advisors for guidance; the competition is looking for ways to broaden their client base; carriers are looking to reduce costs by lowering commissions; and brokers are looking for opportunities.
Brokers—look no further than supplemental voluntary insurance programs.
As health care costs continue to rise and employees are asked to shoulder more of the out-of-pocket expenses, voluntary products can help mitigate the burden.
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