Last week, we offered you the top 10 states ranked friendliest to P&C insurers and consumers when it comes to the state's regulatory environment. As with all things, though, with the good comes the bad.
This week, we revisit the Heartland Institute's report to take a look at the 10 states deemed to have the worst insurance regulatory environments based on two factors: how free consumers are to choose the P&C insurance products they want, and how free insurers are to provide the P&C insurance products consumers say they want. Whether it's because of overly intrusive government, uncompetitive markets, or ratings practices, these 10 states are the unfriendliest to both the industry and consumers.
Follow along as we start at the bottom and look at the 10 states that earned the worst evaluations, including their grade, overall score, and commentary from study author and Heartland Institute Vice President of Washington, DC Operations Eli Lehrer, who explains each state's ranking in the captions that follow.
Recommended For You
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
