Although Florida's hard-fought property insurance bill SB 408 became law May 17 upon the signature of Gov. Rick Scott, not all the provisions within that bill became effective that day.

Effective June 1—the start date of Florida's hurricane season—are changes to Florida Statute 626.854 regarding compensation to public adjusters. Specifically, that compensation for a "reopened or supplemental claim may not exceed 20 percent of the reopened or supplemental claim payment."

Also effective June 1 is the mandate that all claims arising from a windstorm or hurricane must be filed "within 3 years after the date the hurricane first made landfall or the windstorm caused the covered damage."

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