AFC Insurance Inc. Insurer(s): Chartis, QBE Specialty. Types of risks accepted: Commercial children's daycare centers, nursery schools, mental health clinics, drug and alcohol rehabilitation clinics, family counseling clinics, sheltered workshops, Goodwill/Salvation Army and similar facilities, homeless shelters. Coverage available as: General liability, professional liability, EPL, abuse/molestation liability, property, D&O liability, business auto, workers' compensation. Type and size of preferred accounts: All. Coverage available in: All states. For more information: Margie Wicks, AFC Insurance Inc., 95 Highland Ave. Suite 150, Bethlehem, PA 18017. 877-456-5323. Fax: 610-974-8574. [email protected], www.afcins.com.

All Risks Ltd. Insurer(s): Various carriers rated "A-" or better. Types of risks accepted: Commercial children's daycare centers, in-home (family) children's daycare centers, children's camps, Head Start programs, nursery schools, latchkey programs, foster care homes, mental health clinics, drug and alcohol rehabilitation clinics, family counseling clinics, sheltered workshops, adoption agencies, Goodwill/Salvation Army and similar facilities, homeless shelters. Coverage available as: General liability, professional liability, EPL, medical malpractice, abuse/molestation liability, property, D&O liability, business auto, workers' compensation. Special coverage features: Carriers write their coverages with GL and professional, and depending on the type of risk, will provide sexual abuse/molestation. Type and size of preferred accounts: Varies by carrier. Coverage available in: All states. For more information: Hollie Hobbie Degutis, All Risks Ltd., 10150 York Road, Fifth Floor, Hunt Valley, MD 21030. 800-366-5810. Fax: 410-828-8179. [email protected]. www.allrisks.com.

AmWins Group Inc. Insurer(s): Various. Types of risk accepted: Commercial children's daycare centers, children's camps, Head Start programs, nursery schools, latchkey programs, mental health clinics, drug and alcohol rehabilitation clinics, family counseling clinics, sheltered workshops, adoption agencies, Goodwill/Salvation Army and similar facilities. Coverage available: Professional liability, EPL, medical malpractice, abuse/molestation liability, D&O liability. Type and size of preferred accounts: All sizes. Coverage available in: All states. For more information: Leslie McNeice, AmWins Group Inc., 4725 Piedmont Row Dr., Suite 600, Charlotte, NC 28210. 704-749-2891. Fax: 704-943-9000. [email protected]. www.amwins.com.