June brings us memories of days when as kids we'd find a shady spot to get out of the sun and heat, lay back on the grass, gaze at the clouds and daydream of ways to solve all the problems of the universe. Ah, the longing for those simpler times…

Such longing may not be mere nostalgia. There are still concepts that are far superior in their simplest form. So in the spirit of those languid days, let us take a few moments to lean back and ponder three possibilities where perhaps we might exchange current complexities for a simpler world of insurance.

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