Using his firm's scoring method to gauge insurers' financial strength, ALIRT Principal David Paul notes that specialty-insurer composite scores are less volatile than composites for the entire commercial-insurance industry over the long term.

Paul shared the insight when he gave NU a preview of an upcoming presentation he will make at this week's midyear meeting of the Target Markets Program Administrators Association.

Referring to a line graph of historical composite scores—with the TMPAA composite superimposed on top of the commercial-lines composite—he reveals that the TMPAA scores move in a tighter band—with lower high scores and higher low scores over time.

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