Recently an alert FC&S reader inquired about a 2010 court case involving copper pipes being removed from a building by a third party.

In Nautilus Ins. Co. v. Steinberg, 316 S.W.3d 752, a Texas appeals court ruled that once  pipes were removed from the building's air conditioning units, they became personal property that could be stolen.

The insureds in the case owned a building covered by a commercial property policy. Someone climbed on the roof of the building, opened the air conditioning units, and removed copper pipes and wiring. Police arrived and arrested him before he could make off with any of the materials he ripped from the units.

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