5 Star Professional Programs

1. D&O Liability InsuranceInsurer(s): Multiple, "A" rated carriers.Coverage available for: Privately held corporations, nonprofit corporations, franchisees and associations.Coverage available as: Part of a management liability policy.Special coverage features: Nonprofit D&O includes EPL with separate or shared limits. Coverage also includes wage and hour, and defense outside the limits. Multiyear policies available. D&O plan also available to for-profit companies.Maximum limits available: Varies.Minimum premium: Varies.Coverage available in: AK, VT.For more information: Doug Tobin, 5 Star Professional Programs, 303 W. Madison, Suite 700, Chicago, IL 60606. [email protected], www.5starsp.com.
2. Employment Practices Liability InsuranceInsurer(s): Multiple, "A" rated carriers.Coverage available as: Part of a management liability policy, stand-alone EPLI policy.Special coverage features: Available to all sized firms. Full prior acts, wage and hour, and defense outside the limit options. Outstanding helpline included.Maximum limits available: $5 million.Minimum premium: Varies.Coverage available in: All states.For more information: Same as above.

AFC Insurance Inc.

1. D&O Liability InsuranceInsurer(s): Chartis. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations. Coverage available as: Stand-alone D&O policy. Special coverage features: Broad appetite; option for additional defense limits for certain classes of not-for-profits; EPL Pak Premier and CrisisFund Insurance included with all policies. Coverage available in: All states. For more information: Patrick Cassaday, AFC Insurance Inc., 95 Highland Ave. Suite 150, Bethlehem, PA 18017. 877-456-5323 x1850. Fax: 610-974-8574, [email protected], www.afcins.com.
2. Employment Practices Liability InsuranceInsurer(s): Chartis. Coverage available as: Stand-alone EPLI policy. Special coverage features: Coverage for wide-ranging claims; broad definition of insured, extending to corporate entities, directors, officers and other employees; expanded 3-year reporting provision; high limits of liability up to $10 million. Coverage available in: All states. For more information: Same as above.

All Risks Ltd.

1. D&O Liability Insurance Insurer(s): Various rated "A-" or better carriers. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations. Coverage available as: Part of a management liability policy, stand-alone D&O policy, Side A policy, D&O DIC policy. Special coverage features: Broad definition of insured, final adjudication wording; separate limits for D&O, EPL and fiduciary available; outside directorship coverage; spousal extension. Maximum limits: Varies by carrier. Minimum premium: Varies by carrier. Coverage available in: All states. For more information: Hollie Hobbie Degutis, All Risks Ltd., 10150 York Road, Hunt Valley, MD 21030. 800-366-5810. Fax: 410-828-8179, [email protected], www.allrisks.com.
2. EMPLOYMENT PRACTICES LIABILITY INSURANCE Insurer(s): Various rated "A-" or better carriers.Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Maximum limits: Varies by carrier. Minimum premium: Varies by carrier. Coverage available in: All states. For more information: Same as above.

AmWINS Group Inc.

1. D&O Liability InsuranceInsurer(s): Various carriers rated "A-" or better.Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations. Coverage available as: Part of a management liability policy, stand-alone D&O policy, Side A policy, D&O DIC policy. Special coverage features: Broad definition of insured, final adjudication wording, separate limits for D&O, EPL and fiduciary, outside directorship coverage, spousal extension.Maximum limits: Varies by carrier. Minimum premium: Varies by carrier. Coverage available in: All states. For more information: Dave Lewison, AmWINS Group, Inc, 88 Pine Street, 6^th Floor, New York, NY 10005.  Tel: 212-858-8975 Fax: 704-943-9015   [email protected], www.amwins.com.
2. Employment Practices Liability Insurance Insurer(s): Admiral, E-Risk, Evanston, AXIS, ACE Westchester, AWAC, Beazley, XL.Coverage available as: Stand-alone EPLI policy. Maximum limits: Varies by carrier. Minimum premium: Varies by carrier. Coverage available in: All states. For more information: Same as above.

Atlantic Risk Specialties Inc.

1. D&O Liability InsuranceInsurer(s): Admiral, Philadelphia, ACE, RSUI, Beazley. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations. Coverage available as: Part of a management liability policy, stand-alone D&O policy, Side A policy, D&O DIC policy.Special coverage features: Coverage to fit every organization depending on size, budget and loss experience. Besides pricing, we look to secure your client with the coverage wording that best fits their situation, including: full severability, order of payments, ODL, defense for claims alleging breach of contract. A+ rated carriers, shared or separate limits. Maximum limits: Excess limits available. Minimum premium: $1000. Coverage available in: All states. For more information: Jennifer Dumont, Atlantic Risk Specialties Inc., One International Blvd., Suite 350, Mahwah, NJ 07495. 201-258-5640. Fax: 201-661-7816. [email protected],  www.atlanticrisksspecialists.com.
2. Employment Practices Liability InsuranceInsurer(s): Philadelphia, Beazley, ACE, Markel, Lloyds. Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Special coverage features: Third party liability coverage built into the form, provides coverage for the entity as well as employees, optional duty to defend provision, most favorable venue wording for punitive, multiple or exemplary damages, worldwide coverage, free claims assistance hotline. Maximum limits: Excess limits available. Minimum premium: $1000. Coverage available in: All states. For more information: Same as above.  

Boston Brokerage Inc. 

1. D&O Liability Insurance Insurer(s): All U.S., U.K. and Bermuda-based carriers. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations. Coverage available as: Part of a management liability policy, stand-alone D&O policy, Side A policy, D&O DIC policy. Maximum limits: $250 million. Minimum premium: None. Coverage available in: All states. For more information: Boston Insurance Brokerage Inc.; Nick Creatore, 617-556-7000 x7032, [email protected]; www.bostonbrokerage.com.
2. Employment Practices Liability InsuranceInsurer(s): Various. Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Maximum limits: $100 million. Minimum premium: $1,000. Coverage available in: All states. For more information: Same as above.

Britt/Paulk

1. D&O Liability Insurance Insurer(s): ACE, Chartis, Beazley, Great American. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations. Coverage available as: Stand-alone D&O policy. Special coverage features: Non-profit D&O/EPLI available to quote online. Minimum premium: Depends on class of business.Coverage available in: All states. For more information: Customer service, Britt/Paulk, 100 Glen Eagles Court, Carrolton, GA 30117. 800-842-8917. Fax: 770-836-8563. [email protected], www.brittpaulk.com.
2. Employment Practices Liability InsuranceInsurer(s): ACE, Chartis, Beazley, Great American. Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Minimum premium: Depends on class of business. Coverage available in: All states. For more information: Lucretia Jenkins, Britt/Paulk, 100 Glen Eagles Court, Carrolton, GA 30117. 800-842-8917×6050. Fax: 770-836-8563. [email protected], www.brittpaulk.com.

Burns & Wilcox

1. D&O Liability Insurance Insurer(s): Lloyd's, USLI, Shand Morahan. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations. Coverage available as: Stand-alone D&O policy, D&O DIC policy. Maximum limits: $10 million. Minimum premium: $1,000. Coverage available in: All states. For more information: Burns & Wilcox, 30833 Northwestern Hwy., Farmington Hills, MI 48334. 248-932-9000. Fax: 248-932-9046. www.burnsandwilcox.com.
2. Employment Practices Liability InsuranceInsurer(s): USLI, Shand Morahan, Lloyd's. Coverage available as: Stand-alone EPLI policy. Maximum limits: $10 million. Minimum premium: $1,000. Coverage available in: All states. For more information: Same as above.

Chubb Group of Insurance Cos.

1. D&O Liability Insurance Insurer(s): Federal, Vigilant, ERSIC.Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations, financial institutions. Coverage available as: Part of a management liability policy, stand-alone D&O policy, "side A" policy, D&O DIC policy. Maximum limits available: $25 million.Coverage available in: All states.For more information: Tony Galban, Chubb Group of Insurance Cos., 15 Miountain View Road, Warren, NJ 07059. 908-903-4590. [email protected], www.chubb.com.
2. Employment Practices Liability Insurance Insurer(s): Federal, Vigilant.Coverage available as Part of a management liability policy, stand-alone EPLI policy. Special coverage features: Broad defintions of claim, insured persons, discrimination, harassment and workplace torts, reporting provisions offer flexibility, duty to defend policy, comprehensive loss prevention program.Maximum limits available: $25 million.Coverage available in: All states.For more information: Catherine Padalino, Chubb Specialty Insurance, 15 Mountain View Road, Warren, NJ 07059. 301-983-1526. [email protected], www.chubb.com.

Continental Marmorstein & Malone 

1. D&O Liability Insurance Insurer(s): United States Liability, Evanston Insurance Co., Chubb Insurance Co., US Specialty, Carolina Casualty. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations. Coverage available as: Part of a management liability policy, stand-alone D&O policy, Side A policy. Special coverage features: Package product, defense outside the limit, unlimited extended reporting period for former D&Os. Maximum limits: $5 million. Minimum premium: $1,000. Coverage available in: CT, DE, NJ, NY, PA. For more information: Bill Malone, Jr., Continental Marmorstein & Malone, P.O. Box 586, Paramus, NJ 07652. 201-261-5100. Fax: 201-261-8922, [email protected], www.ca-group.com.
2. Employment Practices Liability InsuranceInsurer(s): United States Liability Insurance Co., Evanston Insurance Co., Nautilus Insurance Co., US Specialty Insurance Co. Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Special coverage features: Prior acts, defense outside the limits, fair labor standards act sublimit, expanded wrongful definition, independent contractors included in definition of employee. Maximum limits: $5 million. Minimum premium: $750. Coverage available in: CT, DE, NJ, NY, PA. For more information: Same as above.

CNA

1. D&O Liability InsuranceInsurer(s): Continental Casualty Co., Columbia Casualty Co. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations. Coverage available as: Part of a management liability policy, stand-alone D&O policy, Side A policy, D&O DIC policy. Special coverage features: More than 40 years' experience. Both separate and combined limits available. Individual and management liability solutions products recently revised. Maximum limits: Up to $15 million ($25 million for Side A). Minimum premium: $750. Coverage available in: All states. For more information: Lisa Phillips, CNA, 555 Mission St., San Francisco, CA 94105. 415-932-7422. [email protected], www.cnapro.com.
2. Employment Practices Liability InsuranceInsurer(s): Continental Casualty Co., Columbia Casualty Co. Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Special coverage features: Risk management tools and consulting services available to insureds at no additional charge. Maximum limits: Up to $15 million. Minimum premium: $750. Coverage available in: All states. For more information: Same as above.

Executive Perils Inc.

1. D&O Liability Insurance Insurer(s): Numerous, Chubb, Chartis, RSUI, Allied World. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations, public officials. Coverage available as: Part of a management liability policy, stand-alone D&O policy, D&O DIC policy.Special coverage features: Coverage can be tailored to fit any organization based on size, complexity, loss experience and budget. Maximum limits: Varies by carrier. Excess/layered programs available. Minimum premium: Varies by carrier. Coverage available in: Available in all states except HI and LA. For more information: Damien Magnuson, Executive Perils Inc., 11845 W. Olympic Blvd. Suite 750, Los Angeles, CA 90064. 310-444-9333 x145. Fax: 310-444-9355, [email protected], www.eperils.com.
2. Employment Practices Liability InsuranceInsurer(s): Numerous, Chubb, Carolina, Houston, USLI. Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Special coverage features: Coverage can be tailored to fit any organization based on size, complexity, loss experience and budget. Maximum limits: Varies by carrier. Minimum premium: Varies by carrier. Coverage available in: Available in all states except HI and LA.For more information: Same as above.

Gateway Specialty Insurance

1. D&O Liability InsuranceInsurer(s): USLI, Great American, Chartis, Alliance of Nonprofits for Insurance, First Nonprofit.Coverage available for: Nonprofit corporations.Coverage available as: Part of a management liability policy, stand-alone D&O policy.Special coverage features: Full prior acts, defense costs outside the limit, nonmonetary and breach contract available. We can quote monoline D&O/EPL coverage or consider it as part of an overall nonprofit package, providing the convenience of one policy for all coverages.Maximum limits available: $5 million.Minimum premium: $650.Coverage available in: All states except AK, HI and LA.For more information: Phillip Reese, Gateway Specialty Insurance, 1190 Devon Park Drive, Wayne, PA 19087. 877-977-4474. Fax: 610-254-1855. [email protected], www.gatewayspecialty.com/.
2. Employment Practices Liability InsuranceInsurer(s): USLI, Great American, Chartis, Chubb.Coverage available as: Part of a management liability policy.Special coverage features: Coverage available for third-party discrimination/harassment and FLSA sublimit for both defense and indemnity.Maximum limits available: $5 million.Coverage available in: All states except AK, HI and LA.For more information: Same as above.

Great American Insurance Group, Executive Liability Division

1. D&O Liability Insurance Insurer(s): Great American Insurance Co. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations. Coverage available as: Part of a management liability policy, stand-alone D&O policy, Side A policy, D&O DIC policy. Special coverage features: Online quoting and account management available on select accounts through www.ExecProQuote.com. Maximum limits: $25 million. Minimum premium: $700. Coverage available in: All states. For more information: Christie Brandenburg, Great American Insurance Group – Executive Liability Division, 1515 Woodfield Road Suite 500, Schaumburg, IL 60173. 847-330-6751. Fax: 513-929-6890, [email protected], www.GreatAmericanELD.com.
2. Employment Practices Liability InsuranceInsurer(s): Great American Insurance Co. Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Special coverage features: Online quoting and account management available on select accounts through www.ExecProQuote.com. Risk management program available to all policy holders, including access to toll free hotline. Maximum limits: $10 million. Coverage available in: All states. For more information: Michelle Smith, Great American Insurance Group, 1515 Woodfield Road Suite 500, Schaumburg, IL 60173. 847-330-6843. Fax: 513-929-6890, [email protected], www.GreatAmericanELD.com.

H&W Insurance Service Inc.

1. D&O Liability Insurance Insurer(s): Great American Insurance Co., United States Liability, Beazley Insurance Co., Philadelphia Insurance Co. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations. Coverage available as: Part of a management liability policy, stand-alone D&O policy, Side A policy. Special coverage features: Our markets provide coverage for a wide variety of exposures. Maximum limits: $15 million. Minimum premium: $750. Coverage available in: All states except AK, MA, HI and RI. For more information: Bernard Geis, H&W Insurance Service Inc., P.O. Box 1085, Shawnee Mission, KS 66222-1085. 800-616-9475. Fax: 913-432-1706, [email protected], www.hwunderwriters.com.
2. Employment Practices Liability InsuranceInsurer(s): United States Liability Insurance Co., Great American Insurance Co., Beazley Insurance Co., Philadelphia Insurance Co., Markel. Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Special coverage features: Due to the wide number of carriers we have, we can provide quotes on most classes of business. Maximum limits: $5 million. Minimum premium: None. Coverage available in: All states except AK, HI, MA and RI For more information: Same as above.

Insurance Innovators Inc.

1. D&O Liability Insurance Insurer(s): Beazley, USLI, Berkley, ACE, Scottsdale. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations, independent directorship liability. Coverage available as: Part of a management liability policy, stand-alone D&O policy, Side A policy, D&O DIC policy. Maximum limits: $25 million. Minimum premium: $595. Coverage available in: All states. For more information: Sam Kravitz, [email protected]; Devin Wright, [email protected]; Insurance Innovators Inc., 130 S. Easton Road, Glenside, PA 19038. 215-885-7300 x120. Fax: 215-886-2482, www.iiigroup.com.
2. Employment Practices Liability InsuranceInsurer(s): Beazley, Berkley, USLI, ACE, Scottsdale. Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Maximum limits: $25 million. Minimum premium: $595. Coverage available in: All states. For more information: Same as above.

Irwin Siegel Agency Inc.

1. D&O Liability Insurance Insurer(s): Chartis, USLI. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations. Coverage available as: Part of a management liability policy, stand-alone D&O policy. Special coverage features: Full Prior Acts coverage for all unknown prior acts. Outside directorship coverage available. Maximum limits: $10 million. Minimum premium: $350. Coverage available in: All states. For more information: Rich Geoghan, Irwin Siegel Agency Inc., 25 Lake Louise Marie Road, Rock Hill, NY 12775. 800-622-8272. Fax: 854-796-3661, [email protected],  www.siegleagency.com.
2. Employment Practices Liability InsuranceInsurer(s): Chartis, USLI. Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Special coverage features: Full prior acts coverage for all unknown prior acts, third party coverage available, punitive damage coverage available. Maximum limits: $10 million. Coverage available in: All states. For more information: Same as above.

J.M. Wilson

1. D&O Liability Insurance Insurer(s): Tudor, Markel, Beazley, Great American, Chartis.Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations. Coverage available as: Part of a management liability policy, stand-alone D&O policy. Special coverage features: Separate D&O and EPLI limits; defense outside the limit; unlimited ERP for former D&Os; full prior acts, hard to place, losses. Maximum limits: $10 million. Minimum premium: $700.Coverage available in: AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV. For more information: Cathy Baldwin, J.M. Wilson, 8036 Moorsbridge Road, Portage, MI 49024. 800-282-8113. Fax: 269-327-2620, [email protected], www.jmwilson.com.
2. Employment Practices Liability InsuranceInsurer(s): Beazley, Markel, Great American, Chartis.Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Special coverage features: No intentional acts endorsement; broad definition of wrongful act; defense outside limit; full prior acts for claim free first time buyers; hard to place; losses. Maximum limits: $10 million. Minimum premium: $800. Coverage available in: AL, AR, GA, IA, IL, IN, KS, KY, MI, MO, MS, NC, NE, OH, OK, PA, SC, TN, VA, WI, WV. For more information: Same as above.

Metcom Excess

1. D&O Liability Insurance Coverage available for: Privately held corporations, nonprofit corporations. Coverage available as: Part of a management liability policy, stand-alone D&O policy. Maximum limits: $5 million. Minimum premium: $750. Coverage available in: CT, MA, MD, NC, NJ, NY, OH, PA, SC, VA, DC. For more information: Joanna Brancaleoni, Metcom Excess, 245 Main St., Ridgefield Park, NJ 07660. 800-521-1717 x433. Fax: 201-641-6566. [email protected],  www.metcomexcess.com.
2. Employment Practices Liability InsuranceInsurer(s): Darwin National Assurance. Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Maximum limits: $5 million. Minimum premium: $750. Coverage available in: CT, MA, MD, NC, NJ, NY, OH, PA, SC, VA, DC. For more information: Same as above. 

The Navigators Group Inc.

1. D&O Liability Insurance Coverage available for: Publicly owned corporations, privately held corporations. Maximum limits: $25 million. Coverage available in: All states. For more information: Scott Misson, The Navigators Group Inc., One Penn Plaza, New York, New York 10119. 212-613-4214. [email protected], www.navg.com.
2. Employment Practices Liability InsuranceInsurer(s): Navigators Insurance Co., Navigators Specialty Insurance Co. Maximum limits: $10 million. Minimum premium: $2,500. Coverage available in: All states. For more information: Reina Gregorio, The Navigators Group Inc., One Penn Plaza, New York, New York 10119. 212-613-4214. [email protected]. www.navg.com.

NIF Pro

1. D&O Liability Insurance Insurer(s): All carriers 'A' rated or better, represent more than 50 carriers. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations. Coverage available as: Part of a management liability policy, stand-alone D&O policy, Side A policy. Maximum limits: Unlimited. Minimum premium: Non-profit D&O $1,000; private company $3,000; public company $15,000. Coverage available in: All states. For more information: David Vicari, NIF Pro, 30 Park Avenue, Manhasset, NY 11030. 800-892-8892. Fax: 516-365-9566, [email protected],  www.nifgroup.com.

Philadelphia Insurance Cos.

1. D&O Liability Insurance Insurer(s): Philadelphia Insurance Cos. Coverage available for: Privately held corporations, nonprofit corporations. Coverage available as: Part of a management liability policy, stand-alone D&O policy. Special coverage features: Defense outside the limit available, enhanced severability, modified hammer clause, punitive damages coverage on most favorable venue basis, fiduciary and crime. Maximum limits: $15 million. Minimum premium: $750. Coverage available in: All states except LA. For more information: Brad Lacey, Philadelphia Insurance Cos., One Bala Plaza Suite 100, Bala Cynwyd, PA 19004. 610-671-7693. Fax: 610-617-7940, [email protected], www.phlyins.com.
2. Employment Practices Liability InsuranceInsurer(s): Philadelphia Insurance Cos. Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Special coverage features: Defense outside the limit available, third party liability available, optional duty to defend, enhanced severability, modified hammer clause, punitive damages, broad definition of wrongful act. Maximum limits: $15 million. Minimum premium: $1,000. Coverage available in: All states except LA. For more information: Same as above.

Professional Liability Insurance Services Inc. Underwriting Facilities

1. Employment Practices Liability InsuranceInsurer(s): Specific underwriters at Lloyds. Coverage available as: Stand-alone EPLI policy. Special coverage features: $2,500 administrative proceedings coverage before the deductible applies; FLSA defense sub-limit available; P&E and liquidated damages covered where insurable; definition of insured includes domestic partner. Maximum limits: $5million./$10 million Minimum premium: No minimum premium. Coverage available in: All states. For more information: EPL Underwriting Team, Professional Liability Insurance Services Inc. Underwriting Facilities, 5802 Thunderbird Building 10 Suite 100, Lago Vista, TX 78645. 800-761-7547. Fax: 512-327-5834. [email protected].

Russell Bond & Co. Inc.

1. D&O Liability Insurance Insurer(s): Various carriers rated "A-" or better.Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations, IPOs, healthcare, financial institutions, LLCs, general partnerships. Coverage available as: Part of a management liability policy, stand-alone D&O policy, Side A policy, D&O DIC policy. Special coverage features: Defense outside the limit of liability. Ability to include fiduciary, crime, E&O, kidnap and ransom, privacy and security, workplace violence. Shared or separate limits for different coverage parts. Maximum limits: No limitations. Minimum premium: $500 non-profit, $1,500 for profit. Coverage available in: AL, AZ, CA, CO, CT, DE, FL, GA, IA, IL, IN, KY, LA, MA, MD, ME, MI, MN, MS, NC, NE, NH, NJ, NM, NV, NY, OH, PA, SC, TN, TX, VA, VT, WA and DC. For more information: Tonya C. Hollederer, Russell Bond & Co. Inc., 295 Main Street Suite 866, Buffalo, NY 14203-2595. 800-333-7226. Fax: 800-677-6779, [email protected],  www.russellbond.com.
2. Employment Practices Liability InsuranceInsurer(s): Various carriers rated "A-" or better. Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Special coverage features: Defense outside the limit of liability, broad coverage form, loss control services, third- party EPL. Quotes available online. Maximum limits: No limitations. Minimum premium: $850. Coverage available in: AL, AZ, CA, CO, CT, DE, FL, GA, IA, IL, IN, KY, LA, MA, MD, ME, MI, MN, MS, NC, NE, NH, NJ, NM, NV, NY, OH, PA, SC, TN, TX, VA, VT, WA and DC. For more information: Same as above.

S.H Smith & Co. Inc.

1. D&O Liability Insurance Insurer(s): We have direct access to all standard and excess and surplus lines markets. Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations, all financial institutions. Coverage available as: Part of a management liability policy, stand-alone D&O policy, Side A policy, D&O DIC policy. Special coverage features: D&O policies are specifically tailored with enhancing endorsements to meet each client's respective needs. Maximum limits: $100 million. Minimum premium: Varies by class. Coverage available in: All states. For more information: Dennis Donovan, [email protected]; Steve Hunziker, [email protected]; David Perkins, [email protected]; S.H Smith & Co. Inc., 20 Church St. Suite 1500, Hartford, CT 06103. 800-356-0168. Fax: 860-656-1148. www.shsmith.com.
2. Employment Practices Liability InsuranceInsurer(s): We have direct access to all standard and excess and surplus lines markets. Coverage available as: Part of a management liability policy, stand-alone EPLI policy. Special coverage features: EPL policies are specifically tailored with enhancing endorsements to meet each client's respective needs. Maximum limits: $100 million. Minimum premium: Varies by class. Coverage available in: All states. For more information: Same as above.

Westrope

1. D&O Liability InsuranceInsurer(s): Scottsdale, Markel, Chartis, Chubb, CNA.Coverage available for: Publicly owned corporations, privately held corporations, nonprofit corporations, financial institutions.Coverage available as: Part of a management liability policy, stand-alone D&O policy, "side A" policy, D&O DIC policy.Special coverage features: Additional $1 million limit for non-indemnified Loss (Side A, carve back to insured v. insured exclusion for whistleblower activity, "Final Adjudication" language in the fraud and illegal profit exclusions, affirmative private placement coverage.Maximum limits available: $25 million.Minimum premium: $1,000.Coverage available in: All states.For more information: Phil Holderness, Westrope, 1100 Walnut, Suite 3200, Kansas City, MO 64106. 816-842-8222. [email protected], www.westrope.com.
2. Employment Practices Liability InsuranceInsurer(s): Scottsdale, Markel, Ace, Beazley, Monitor.Coverage available as: Part of a management liability policy, stand-alone EPLI policy.Special coverage features: Wage and hour sublimit, third-party discrimination, definition of claim includes non-monetary relief, definition of employee includes volunteers and independent contractors.Maximum limits available: $25 million.Minimum premium: $1,000.Coverage available in: All states.For more information: Same as above.