In today's world, everywhere you look there is new technology in the form of smart phones, handhelds, notebooks, and tablets.

With an ever increasing and rising number of smart phone users, many companies have seen the need to develop and offer mobile apps for BlackBerry, Apple, and Android smart phones. The car insurance industry is joining in with the rest of the world to provide apps that make a policyholder's insurance needs easier to obtain. Allstate, Geico, State Farm, Progressive, and many more have offerings for the tech-savvy customer.

Each app differs slightly from another. For instance, some allow policyholders to gain access to policy information, file a claim, locate an insurance agent, contact customer service, and take and upload photos of damage at the scene, all from their mobile phones.

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