The 2010-2011 NFL season has officially wrapped up, and players now have time to heal their bodies from the blunt forces and injuries incurred throughout the season. These hits to the head, back, neck, and side are often exponentially harder than many auto accidents, yet each year millions of dollars are paid out to compensate people for even the slightest fender bender.

Having investigated auto accidents for a number of years, I'm often amazed to see people walk away from totaled vehicles, rollovers, and head-on collisions with just a few bumps and bruises, while others claim injuries when there is no visible damage to their cars.

Is it fraud? Is it possible to be injured in an accident with no visible property damage? The answer to both could be either yes, no, or depends. Most certainly insurance fraud is an issue that plagues our society, costing the average family between $400 and $700 dollars per year, according to the FBI.

Recommended For You

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.