Carl D. Little unsuccessfully appealed from summary judgments entered in favor of Kentucky Farm Bureau Mutual Insurance Co., Beth Clemons, and Michael R. Fannin Insurance Inc. in Little v. Kentucky Farm Bureau Mutual Insurance Co., No. 2009-CA-001030-MR (Ky. App. 08/20/2010), whom he had sued for failing to convince him to buy underinsured motorist coverage.
Little was involved in an automobile accident. He unsuccessfully argued that the trial court erred by concluding there is neither statutory duty nor a common law or fiduciary duty to provide a specific amount of underinsured coverage. Before the accident he had purchased an automobile insurance policy from Beth Clemons, who was acting as an agent for Michael R. Fannin Insurance and Farm Bureau. The policy provided liability limits of $100,000 per person and $300,000 per accident. The policy contained underinsured limits of $25,000 per person and $50,000 per accident. Little claimed that he requested underinsured coverage up to the liability limits.
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