An additional $534,000 fine was suspended, as long as the companies follow an agreed-to compliance plan that, among other conditions, requires semi-annual self-audits.

Below are the six Chubb & Son subsidiaries accused of violating Washington State insurance laws.

• Federal Insurance Co.
• Pacific Indemnity Co.
• Great Northern Insurance Co.
• Executive Risk Indemnity, Inc.
• Vigilant Insurance Company
• Northwestern Pacific Indemnity Co.

It's not the first time the six companies have caught the WDOI's eye. According to an enforcement order, similar violations have been found in market conduct examinations conducted as far back as 1998. These accusations resulted in the six companies agreeing to self-audit sample files regularly in order to prove compliance.

Since then, repeated examinations and self-audits ordered by the WDOI have apparently found hundreds of violations still occurring. In some cases, the WDOI said more than half the sample files checked had violations.

In November 2010, Kreidler called for a $534,000 fine and a nine-month suspension of the six companies' insurance certificates, which would have barred them from writing new coverage during that time period.

Under the current consent order, there will be no suspension as long as the companies commit no further violations for three years.

When contacted, Chubb & Son representatives declined to comment.

According to Highline Data (www.highlinedata.com), Chubb & Son is the 10th largest provider of commercial multiperil insurance in Washington with four percent of the market in 2009. Highline Data is a part of Summit Business Media, which also owns National Underwriter and PropertyCasualty360.com.