Aristotle said: "Education is an ornament in prosperity and a refuge in adversity." Even though I'm sure he wasn't thinking of the modern-day insurance agent or broker, his words ring true. During adverse economic times agents and brokers can find refuge in learning new skills and earning designations, which can pay off when the market rebounds.

Learning for the sole purpose of earning continuing education credits for state licensing purposes is not enough. Instead, there is a need to pursue education to spur your own success or the success of your agency. Besides staying abreast of trends and changes in the insurance industry, there are always new tools and techniques to help make you a better agent.

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