This month’s Florida Underwriter is an exceptionally diverse collection of good news, bad news, reflections, prognostications, and fierce opinions. Our page 8 cover story on workers’ compensation by Thomas J. Maida and Leonard Schulte of Foley & Lardner takes us back to the pre-2003 reform days, brings us up to present day, and then catapults us forward to the 2011 legislative session. Workers’ compensation is one of our more dependable cyclical markets — about every decade somebody decides it needs shaken up. Will lawmakers decide 2011 is ripe for reform?

Our special report from the Florida Surplus Lines Association offers opinions, market evaluations, regulatory insight, and a salute to one of our most enduring and endearing industry leaders upon her retirement; see pages S-1 through S-16.

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