The home inspectors' E&O liability program is offered by The Hartford's Hartford Financial Products unit, one of the nation's largest providers of professional and management liability insurance. The program is underwritten by and available exclusively through Elite MGA, a program administrator that is part of a family of companies with years of experience handling home inspectors' professional liability coverage.
It is also offered as a stand-alone policy that can be customized to meet the specific needs of residential home inspectors. It is designed for firms with one to five inspectors.
Key features include:
- Competitive pricing and coverage on an admitted basis
- Optional prior acts coverage for qualified applicants
- Up to a 50 percent reduction in retention for claims that are settled by alternative dispute resolution
- Optional radon, termite and premises liability coverage
- Retiree extended reporting period available for a qualifying sole proprietor
- Defense coverage for disciplinary proceedings
- Defendant reimbursement benefits
- Discrimination defense coverage included
- Multiple extended reporting period options.
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