It never fails to surprise me how much of a hot-button issue credit scoring continues to be in our industry. It's not like it's some new idea — insurers have been using it since at least the early 1990s. And although Robert Hunter, Birny Birnbaum and the rest of the gang at the Center for Economic Justice regularly testify against it, most of the insurance industry has pretty much come to accept it as a way of writing business today.

Except, it would seem, for insurance agents.

Way back in March, we published a “Sounding Board” op ed from NAMIC about the efficacy of credit scoring. We're still getting letters from readers (watch for the latest in our October issue), and plenty of them are pretty heated.