The Hartford Financial Services Group Inc.
The miscellaneous professional liability policy is designed for small firms that provide advice or services requiring specialized knowledge. Generally, these firms generate less than $1 million in revenue and have fewer than 10 employees. They represent a range of industries, including marketing or management consultants, executive coaches, career counselors, travel agents and event planners.
Key features of The Hartford's miscellaneous professional liability policy include:
- A tailored definition of professional services to meet the needs of a broad range of companies
- Coverage for personal injury, such as libel and slander, arising from the professional services
- Coverage for punitive damages, where allowed by law
- Liability coverage for erroneous work performed by a subcontractor
- Coverage extension for expenses related to disciplinary proceedings in which a professional is brought before a regulatory body or association.
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