While employers and insurers view wage-and-hour claims as the hottest topic in the employment practices liability area, issues surrounding the use of medical marijuana and social media are on a growing list of emerging EPL topics, experts say.

Seth Brickman, a senior underwriter at Windsor, Conn.-based Business Risk Partners, which manages EPL products for Lloyd's and QBE, said employment-related medical marijuana issues are "likely to explode over the next three-to-five years."

As of January of this year, there were 14 states that had legalized medical marijuana, he said. "There are more and more states in line to have ballot initiatives for medical marijuana, never mind California, which has an upcoming ballot initiative to legalize it [for recreational use], and tax it and sell it like alcohol," he added.

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