Universal Insurance Services of Florida, Inc. and Gaines & Smith Financial Group, Inc., along with its divisions, have merged into a single business. The merged company, Universal Insurance Services, is based in Deerfield Beach. Universal Insurance Services plans to roll out a new web site for its advisors and institutional clients over the next several months.

Universal Insurance Services is a financial services business for the broker-dealer, general agency, producer group, and high-end agent. The company is supported by a top-tier wholesale distribution platform of life insurance, long-term care insurance, disability insurance, and annuities. It is part of National Financial Partners Corp. (NYSE: NFP), an independent financial services distribution company.

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