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Florida: Hurricane Central June Through November

June. While for many it evokes images of summer vacations, weddings, and days at the shore, here in Florida we think of hurricanes.

By Joan E. Collier, Joan E. Collier | Updated on May 31, 2010

June. While for many it evokes images of summer vacations, weddings, and days at the shore, here in Florida we think of hurricanes. So it is appropriate that our June issue includes several articles on the 2010 season and residential and commercial property insurance. Our cover story, co-authored by Richard J. Fidei, Esq., and Fred E. Karlinsky, Esq., of Colodny, Fass, Talenfeld, Karlinsky & Abate, P.A., offers an extensive overview of our current property insurance market, along with some troubling statistics. The authors note that Florida is the most exposed state for hurricane loss, with a total insured value of almost $2.5 trillion. With that much exposure, can the few hardy insurers who remain really offer enough protection to homeowners?

Speaking of capacity, an article by Ravi Singhvi, vice president of catastrophe risk modeling at NAPCO, explains how the data-gathering process, when properly utilized, can solve the riddle of the correct amount of coverage for property owners.

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