A successful working environment is not the result of magic; there are many factors that make it happen. Some examples include teamwork, commitment, and most importantly, a positive, nurturing work environment.

As a young professional who has been in the insurance industry eight years, I have learned by working with many different people that there are employees who can bring the entire morale of a workplace down because of their actions. It has become an even more pressing issue for me as I started my own brokerage in the past year. The process of seeking out positive, dedicated employees can be tricky. As the saying goes, "It takes just one bad apple to spoil the bunch."

What's interesting is that, in most cases, these employees have common habits: frequent complaining, engaging in office gossip and outright work avoidance. These bad-attitude employees not only have immediate negative effect on the environment, but also have significant residual effects on any office morale.

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