Launched in 2007, the Real Time/Download Campaign (www.getrealtime.org) is dedicated to improving the competitiveness of the independent agency distribution channel and is supported by independent agents, trade associations, carriers and technology providers. The campaign does not advocate a specific technology, but a workflow approach that frees up more time for agencies to sell, process and service business.

According to the survey, 57 percent of agents use a real-time rating tool for personal lines policies--a jump of more than 32 percent over 2009. For commercial lines, the use of real-time rating tools is close to 22 percent, up 20 percent from last year.

"It's encouraging to see continued growth in the number of agencies using real time," campaign co-Chair Cyndy Smith, vice president, technology, at Haylor, Freyer & Coon in Syracuse, N.Y., said in a statement.

Ms. Smith added that, "As more agents and brokers adopt the new workflows, they improve their competitive position as a distribution channel and are better equipped to serve their clients. The more carriers and vendors see their agents using real time, the more willing they are to invest further in real time to provide additional transactions across more lines of business."

According to the survey, users identified speed, time savings, workflow improvements and accuracy as key benefits of using real time. Eighty-nine percent of real-time users indicated that using real-time tools saves their agencies time.

For those reporting time savings in personal lines departments, the average daily amount of time saved was just over an hour per person. Average daily time saved per individual in an agency's commercial lines department was just over 43 minutes.

Karen Youngman, personal lines manager at Don Allen Agency in Rochester, N.Y. and Real Time/Download Campaign co-chair also pointed to a number of free resources available to help agents and brokers make use of those tools. Among these is the Campaign's 21 Day Challenge (www.getrealtime.org/21DC), designed to help agents and brokers make the use of real time a habit within their organizations.

Among some of the other findings,

o Two thirds of real-time users said the tools allow them to respond more quickly to client questions.

o "Able to quote more/faster" was a benefit cited by nearly the same number, 63 percent, of respondents.

o Forty-four percent said use of the tools provide staff more time for service and sales.

o Seventy-four percent said the tools are easy to use and save many keystrokes.

o "Accuracy of information" was cited as a benefit by 57 percent of respondents.

Those who use a real-time tool said that personal lines billing and policy inquiry transactions were most commonly used, by 88 percent and 85 percent, respectively.

In commercial lines, 74 percent of agencies that use real time said they make billing inquiries using real-time tools in their system; 69 percent do so for commercial lines policy inquiries.

Seventy-one percent of survey participants who use a real-time tool for inquiry and service transactions said they use it to perform personal lines claims inquiries; commercial lines claims inquiries are conducted by 61 percent of users. Personal lines endorsement processing is handled using system-based real-time tools by 59 percent of real-time users.

Some 31 percent of survey respondents said they do not use a real-time tool in their management system to perform real-time inquiry or service transactions.

When asked why, roughly 15 percent said either they did not know the functionality was available within their system or they lack time to implement and/or train staff. Twelve percent said they found it to be too difficult to set up, while 5 percent said they could not convince management of its value.

The Campaign said it is providing demonstrations of agents using real time and information about available tools to assist with implementation of real time as part of a free webinar, "Save Time & Increase Profits with Real Time," which has online registration is available at https://www1.gotomeeting.com/register/953284472.