In his role as Vice President for OneBeacon Professional Insurance, David Molitano manages four distinct lines of business: technology, media, network security, and miscellaneous professional liability. But thanks to emerging technologies and evolving professional business practices, the differences between these product areas are increasingly blurred.
"These lines are converging more and more," Molitano says. "Media companies have Internet sites, technology companies are doing a lot more media, so services that these risks perform fall into a lot of different areas. Apple is a good example. As everyone knows, they provide technology products and have a substantial web presence involving media. And Warner Bros. has movies, TV, and a lot of web presence. So I like to joke that our nerd factor is growing exponentially."
That "nerd factor" is the expertise that insurance professionals, and insured professionals, need to navigate a changing landscape of technology-created risk factors.
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