April rings in the glorious season of spring–out with the old and frozen, in with warmth and the newness of rebirth. But the month of flowers is also famed as the month of fools. I'll let you decide which is most appropriate to describe this recent question from the mailbag.

Alert reader Randy writes:

I have a client who currently has a Symbol 1 on his commercial auto policy (two pickups, semitractor and two trailers). The insured feels the premium on the semitractor is high, given the limited usage of this unit. The insured could remove coverage from this unit for the 6-month period that it is not in use; however, the insurance company would then change the Symbol 1 to Symbol 7.

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