Not even a still-fragile economy can keep members of Florida's insurance associations from their annual gatherings. Despite the continuing agency and carrier challenges of diluted premiums and reduced books of businesses, some association executives expect better attendance than ever this year. Agents clearly relish the opportunity to support each other, hear the wisdom of invited speakers, bone up on best practices — and eat well and party.

Sponsors apparently have not run for the hills either (tough to do in Florida), and hotels have come through with discounted room prices that won't empty corporate or personal pocketbooks. In a cautionary move, Event Cancellation insurance or Force Majeure clauses in venue contracts were both popular this year.

Here is an overview of what the major agent and industry organizations have planned:

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