When home healthcare workers enter clients' homes, they bring more than medical care and help with daily living. They also bring the risk of liability. Whether clients slip out of their grasps in the showers or they administer the wrong medicines, home health care workers and their employers confront potential claims and lawsuits every day.
That risk is expected to increase as the home healthcare industry booms, propelled by the aging of the Baby Boomers. There will be many more home healthcare workers on the frontlines, potentially facing allegations of wrongful death, sexual abuse, medical error, negligence and inadequate monitoring.
The financial consequences of a lawsuit can be devastating, particularly for owners of smaller agencies. Right now, agents and brokers have an opportunity to educate home healthcare agencies of all sizes about insurance coverage that is relevant to them.
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