It would seem the worst of the financial crises of the last year or so is over, but much of the turmoil they produced is not. The unemployment, foreclosure, and credit crises remain. The stock market has been able to regain some ground, but that statement is only as certain as last night's closing prices.

The reality is we are in a period of transition in many key areas, and change rarely is painless. From healthcare reform to airport security, there has been a mad dash to “do something” so no one can make the accusation nothing has been done. But this strategy is as sensible as buying a lottery ticket to secure a windfall.

The trick is to guide each area in transition so we wind up where we intend rather than where we are led by circumstance or politics. I admit the realities may not be in favor of such an approach. But let's at least ponder the possibilities.