When it comes to insurance in Florida, the focus for most of the last three years has been largely on the volatile nature of the state's property insurance market. It has been a contentious battle that has pitted regulators and politicians against the insurance industry and led some carriers to restrict their writings in Florida or, even more chilling, to declare that they want to pull out of the state entirely.
But 2009 may have marked a turning point.
It is not that both sides have reached a truce. However, there has been a change in rhetoric — and more importantly — a recognition that the reforms enacted in the last few years may have had unintended consequences, especially during a time of economic uncertainty.
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