Along with heading up the financial services and employee benefit department of the long-standing Plastridge Insurance Agency in Southeast Florida, Julian Lago is current president of the Florida Association of Health Underwriters (FAHU). Plastridge, a full-service, independent agency founded in 1919, primarily serves Broward, Palm Beach and Martin counties, where it maintains five offices.

As the health-care reform debate rages in the hall of Congress and beyond, and the economy continues to struggle, we spoke with Lago about those issues and others affecting FAHU members and society at large.

Q. FAHU members must feel especially challenged to live out the group's mission “to protect the consumer's future,” given today's ever-rising costs in all aspects of health care, health insurance, and related products and services. There is the added challenge of deep drops in clients' retirement plans and annuities, people cashing in policies to survive, and the fear and uncertainty that continues to hover over all. What strategies have helped in these trying times?

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