Her mother told reporters she never thought being an insurance adjuster could be dangerous. She worried more about her daughter living alone in Tampa. Leonore Froeschle described her daughter by saying, “She’s not naive. She knew how to handle people.”

Yet on Nov. 12, 2004, Katrina “Katie” Froeschle, a 25-year-old Farm Bureau insurance adjuster assigned to inspect hurricane damage to a roof at a remote Sulphur Springs, Fla., rental property, was no match for the new tenant, 27-year-old Jason Matthew Funk.

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