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Unearth the Nature, Extent of Injuries

With many bodily injury claims, the reported injury may seem inconsistent with the conditions of the accident. To find out what really happened, adjusters and investigators increasingly rely on biomechanics.

By Christina Bramlet | Updated on September 29, 2009

With many bodily injury claims arising from vehicle collisions, slips and falls, product use, and industrial accidents, the alleged injury may seem inconsistent with the conditions of the accident.

To find out what really happened when the loss description seems downright implausible, claim adjusters and investigators increasingly rely on biomechanical engineers. The effective collaboration between these two parties to reveal the true nature and extent of claimed injuries — and thus quell insurance fraud — was the subject of “Injury Causation: Did the Injuries Really Happen Here? Assessing Injury Causation Using Biomechanical Engineering,” a workshop held during the International Association of Special Investigation Units (IASIU) conference last week.

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