Imagine that one of your customers walks into your agency looking for insurance for his new travel trailer. You pull a quick quote for an endorsement on his existing car insurance policy. Pleased with the low price, your customer buys and goes on his way.Months later, you find out that your customer’s RV was totaled. And that’s not the only bad news: because the RV was simply added as an endorsement onto his auto policy–and wasn’t covered by a specialized RV policy–the insurance check won’t even cover the amount he still owes on his loan.

While it can be quick, easy and sometimes cost-effective to add an RV to an existing auto policy, several incidents aren’t fully covered unless your customer has specialized RV insurance.

Here’s what you need to know about RV insurance so that you can grow your RV business and protect yourself in the process.

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