Before families load up for that annual summer vacation, they may want to check out Insure.com, Inc.'s latest findings about the most and least expensive SUVs and minivans to insure. The online resource calculated average car insurance premiums for almost 300 vehicles, including SUVs and minivans, for 2009 models.
Not surprisingly, research indicated that minivans are relatively inexpensive to insure and typically do not have the wide range of premiums seen with SUVs. Their reputation for being operated by safety-conscious parents hauling children -- not to mention a slew of safety features -- make them among the cheapest to insure.
The calculation of premiums is directly related to the incidence and severity of claims associated with each particular type of SUV and minivan. Thus, the drivers of the SUVs and minivans with the lowest premiums listed below report less frequent and (generally) less expensive claims. Among the other factors that affect insurance premiums are the retail price tag, driving history, and credit score.
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