What types of companies face the greatest risk of EPL charges and lawsuits?

Financially sound ones, according to Jack McCalmon, a partner with the law firm Titus, Hillis, Reynolds, Love, Dickman & McCalmon, PLC, giving a response that stood in contrast to insurance brokers and underwriters, who pointed to characteristics like industry class or prior claims experience.

"The company that is at its highest risk is the one that is financially solvent, but is laying off [employees] and not using severance agreements," he said.

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