In addition to policies specifically designed to pay for loss of business income during a pandemic flu event, other specialty insurance coverages–such as medical malpractice and directors and officers liability–may be tapped to pay flu-related claims, according to a report published late last year.
The October 2008 report–"Pandemic – Potential Insurance Impacts," prepared by the Emerging Risks Team at Lloyd's–not only provides facts and figures on past pandemics, but also gives a line-by-line discussion of potential insurance impacts of a future pandemic.
The report concludes that:
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