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The recession may actually have an upside for workers' comp insurers, because contrary to popular belief, fewer people are likely to be injured on the job in an economic downturn, one expert revealed.

Indeed, a decline in comp losses is "sort of a silver lining" during a downturn, explained Harry Shuford, chief economist for the National Council on Compensation Insurance, as "injury rate frequency tends to fall at a faster pace during recessions."

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