Little insurance coverage is available to protect business against any fallout from the current swine flu outbreak, and in any case risk managers need to be aware of how to minimize potential infections among staff and compensate if the worst-case scenario comes to pass, experts warn.

The number of confirmed cases in the United States topped 100 last week, with the majority in the New York City area, and reports were coming in about infections in Europe as well, according to the Centers for Disease Control and Prevention.

Thus far, Mexico–where this flu strain is suspected to have originated–has been the hardest hit by the virus, with at least 150 deaths and an estimated 2,400 people infected as this article went to press. Reports say the U.S. cases were contracted from people visiting the country recently.

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